Dear {Customer Name}, 

I would like to take this opportunity to thank you for your continued business.  As your insurance advisor, I am always looking for ways to provide you with helpful information that could lead to the achievement of your long-term financial goals.   

In this regard, you may have read that interest rates are at their lowest levels in several years.  This means that many who are renting today, may be able to purchase a home for less than the cost of rent after the tax benefits are calculated.   

If you are already a homeowner, these low rates represent an opportunity to refinance to lower your payment, build equity more quickly or consolidate debts.    

There are questions that you’ll need to answer to determine if you are ready to own a home or would benefit from a refinance.  That is why it is important to deal with a knowledgeable professional who can guide you through the process.  

We’ve worked with _____________ of ______________in the past and are confident that _____ will be able to assist you with any questions you have about homeownership or refinancing.   You can contact _____ at:  

Jon Evans, NMLS #22222
________ Mortgage
jevans@mortgage.com
888-888-8888
www.fishmanmortgage.org 

Of course, I am also available to answer any of your questions regarding your changing needs for insurance as your financial and living situation changes.   

Sincerely,

Insurance Agent