Thank you for contact us regarding your home financing needs.   Many of our clients do not realize the importance of their credit record regarding their ability to get approved for a mortgage.   Even fewer realize the effect that a low credit score can have on the cost of home financing.  Did you know that a lower credit score also can raise the cost of your credit cards, car loans and even your insurance rates?

With so much riding on your score, it would make sense for you to have a plan to improve your credit record.  In the long run, a better credit score can save you tens of thousands of dollars.  Here is the good news:

Your score can be improved over time if you have the right information and you have a plan in place to guide you.

While the goal is to get you in position to successfully finance your home, we feel it is important to help you improve your credit even if you decide not to move forward.  To help you, we will be forwarding a few emails over the next few months — emails filled with tips to help you strengthen your credit record.

If you have questions or want an update on your score, feel free to contact us. And, please consider referring us when you know of someone who is thinking about purchasing or refinancing a home.