Yes, interest rates rose several months ago. However, in the past several weeks rates have again fallen to ridiculously low levels. Many economic analysts are indicating that this is the last chance to take advantage of this historic opportunity, especially since the economy is starting to revive.

Now is the time that you can make these rates go to work for you.

•Refinance to build up equity more quickly by moving to a 15 or 20 year mortgage;

•Refinance to free up monthly cash flow through a lower payment;

•Refinance to move from an adjustable to a safe and secure fixed rate;

•Refinance to use equity to pay off your consumer debt or purchase an investor or vacation home;

•Help your children become homeowners when housing is the most affordable in a generation.

Many are asking how long these super-low rates will be available. The truth is, we don’t know. We do know that there is more potential for rates to move up rather than down right now. With rates so low, there just is not as much room on the downside. Not acting could mean missing out on a once-in-a-lifetime opportunity.

We are aware that many have challenges right now that may affect their ability to refinance. However, it does not cost anything to get an evaluation of your financial status. Many times we can work with those who have financial issues.

Call or email me now and I will send you an article recently published by CNN/Money entitled:

Three Ways Lower Mortgage Rates Can Work For You

I will review your current mortgage situation–at no cost and no obligation–and let you know if you will benefit through a safe fixed rate mortgage at today’s low interest rates.

Contact me and we can get the process started.