We participate in a special streamline refinance program with specific benefits for those who presently have mortgages originated under Federal Housing Administration (FHA) or Veterans Administration (VA) guidelines.

This unique government program allows you to achieve a lower rate and payment on your mortgage with the following special benefits:

•You do not have to qualify for the new mortgage–there is no verification of your present job or income for VA loans and verification is streamline for FHA mortgages;
•An appraisal of your property may not be necessary–saving hundreds of dollars in costs;
•Your credit history may not be an obstacle as long as you are current on your present mortgage; and
•You do not have to reside in the home that you are refinancing and you still get the low rates offered to those who are owner-occupants.

Sound too good to be true? This streamline refinance program is a special government program and it is available only to those who presently have FHA and VA mortgages. It is set up to enable you to take advantage of today’s low interest rates with as little paperwork and as little cost as possible. The only way you could lose is by not taking action!

I will review your current mortgage situation–at no cost and no obligation–and let you know if you qualify for the special government streamline refinance program. Contact me now while rates are low and we can get the process started.