As a leader in the industry, we have always believed in educating our neighbors regarding the importance of home ownership and fiscal responsibiltiy. Statistics show that homeowners average 50 times the wealth of renters but many do not know what it takes to own a home today in a very challenging environment.

In pursuit of this objective, we have developed programs that can help human resource professionals bring value to their employees and aid in their recruiting services:

•On-site homebuyer education seminars. These seminars are designed to educate renters regarding the benefits of homeownership in addition to guiding those who are ready to begin the process. All attendees are offered a certificate for a free LoanFirst™ pre-approval. Those who are homeowners add an element of financial stability in their lives which make them better long-term employees.

•The development of a package for those relocating to work in our area. This package includes local housing information and the tools necessary to achieve a LoanFirst™ pre-approval. The LoanFirst™ pre-approval is designed to make the home shopping process stress free and more successful.

•An exclusive VIP card for all employees which includes discounts on home related services, from a new mortgage to insurance services. Many of these services can be used by those who are renters.

•A substantial contact list that will enable you to advertise vacant positions within your organization.

These tools as well as our leadership within the mortgage community are why we remain the number one choice for human resource professionals.

I will call you so we can meet and discuss the possibility of entering into a partnership relationship. I look forward to speaking with you.