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“I Do” — Want a Home!
$150,000 Per Year and Renting
A Better Picture: Commentary
A Busy Two Weeks: Commentary
Affordability a Key For 2024
Affordability Improving
Affordable Alternatives
All About Jobs and Inflation: Commentary
All In The Family
All Under One Roof
America On The Move?
Americans Still Planning to Purchase
And Now For the Second Act: Commentary
Another Month of Strong Job Gains: Commentary
Another Trifecta: Commentary
Assumptions Are More Popular Today
Back to the City!
Back To The Inflation Picture: Commentary
Bank of Mom and Dads To Get Stronger
Believing in Ownership
Built For Rent Market Booming
Buying With Friends
Can We Get a “Two-Fer”? Commentary
Choose Listing Language Carefully
Conforming Loan Limits Higher For 2025
Conforming Pricing Changes
Consumers Buying the Rate Down
Credit Scores And Dating
Despite the Challenges…
Don’t Need Twenty Percent
Embrace Reality
Fannie Mae Expects Slower Growth
FHA and VA Lower Fees
FHA Loan Limits Increase For 2025
Finally! Commentary
First Part of The “Two-Fer” — Commentary
First Time Buyers Finding Homes
First Timer Buyers: Overwhelmed
Good News For Financing Upscale Properties
Help Available For Purchasers
Higher For Even Longer: Commentary
Home Flipping Continues at a Strong Pace
Home Prices Hit Another Record
Home Prices Still Rising
Home Prices Still Rising
Home Prices Still Rising
Home Prices Still Rising: Fannie Mae
Homebuyer Demand Responds
Homebuying: The Family Factor
Homeowners Getting Younger
Homeowners Sitting on Tremendous Equity
Homeownership — The Key to Wealth Creation
Homeownership Rate Steady as She Goes
Homeownership Sentiment by Generation
Housing Stock Aging
Inheritance? Surmounting The Challenge
Inventory On The Horizon
Is The Fed Over-Communicating? Commentary
Is Two Months a Trend? Commentary
It is Labor Week: Commentary
It is Time! Commentary
It’s Election Day — Commentary
Jobs and the Fed: Commentary
Just How Valuable is Real Estate? Commentary
Less Competition From Investors
Lock-in Effect Waning?
Low Inventory Supporting House Prices
Market Awakening?
Mature Roomies
Millennials Are Owners
Millennials Dominate – Here Comes Gen X
Millennials Reach Homeownership Milestone
More Jobs Than People? Commentary
More Sellers To Pay Capital Gains Taxes
Moving To a Balanced Market
Much Less Than 20%
Music To Our Ears? Commentary
NAR Updates Their Forecast
No Regrets!
Not in a Straight Line: Commentary
On The Move
Owner Longevity Rising
Owners Build More Equity
Owners Pile Up The Equity
Pets Rule!
Points: The Quest For Affordability
Postponing “I Do”
Preparing For Owning a Home
Quiet Period? Commentary
Realtor Association Optimistic
Refinance Decision: Reducing Consumer Debt
Refinancing Team: Term Decision
Rent Continues to be Unaffordable
Rent-to-Own Younger Gen Option
Renters Hit Harder By Inflation
Rents Still Rising
Sales Fall But Prices Keep Rising
Sellers Profit
Sellers Still Profiting
Single Women Outpacing Single Men
Squeezing the Last Drop: Commentary
Staying Put
Summer Already? Commentary
The Aging of America
The Assumption Opportunity
The Budget Deficit: Commentary
The Build To Rent (BTR) Trend
The Changing Profile of Buyers
The Election Factor: Commentary
The Evolution of Downtown
The Fed and Inflation: Commentary
The Final Stretch: Commentary
The Good Life
The HELOC Question
The Home Equity Piggy Bank
The Inflation Picture: Commentary
The Key Words For Seller
The Listings Are Coming
The Listings Are Here: Commentary
The Movement of Interest Rates: Commentary
The New Game — House Hacking
The New Hip Singles Place
The Results: Commentary
The Sandwich Generation
Time For a Roomie?
Top Credit Tips For Obtaining Your Home Loan
Under One Roof
Use of Points for Buydowns Soar
Walkability Equals Quality of Life
We Want More! Commentary
Wedding Registry For Homes!
Why Are People Not Happy? Commentary
Will It Take a Recession? Commentary
Window of Opportunity
Women Leading The Race
Work From Home Here to Stay
World Bank Sees Lower Rates
Zoning The Answer To Inventory Concerns?
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Special Event: The Real Economic Benefits of Owning a Home
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10 Week Broker Approach #1 – Sales Meetings
10 Week Broker Approach #10 – Business Partner
10 Week Broker Approach #2 – Voice Mail
10 Week Broker Approach #3 – Recruiting Synergy
10 Week Broker Approach #4 – Previous Prospects
10 Week Broker Approach #5 – Marketing Tools
10 Week Broker Approach #6 – Additional Doses of Synergy
10 Week Broker Approach #7 – Response Mechanisms
10 Week Broker Approach #8 – Value
10 Week Broker Approach #9 – Present Agents
A Great Time To Purchase Real Estate?
A Market With Opportunities
According to the Wall Street Journal….
Achieving a Smooth Loan Closing
Alert on FHA Mortgage Insurance Increase
Alternative Referral Source: Business Owners
Alternative Referral Source: Human Resource Professionals
Alternative Referral Source: Loan Officers
Alternative Referral Source: Settlement Agents
Anniversary
Anniversary Credit Blemishes
Are You Covered?
Are You Ready for Homeownership?
Attention Those With Adjustable Rate Mortgages
Attorney Solicitation Letter
Builder Email – Educate Your Prospects
Builder Email – Lead Exchange
Builder Email – Make More Money
Builder Email – Previous Prospects
Builder Email – Referring Leads
Builder Email – Specialization
Builder Email – Value
Can Congress Raise Mortgage Rates?
Congratulations on Your Approval
Congratulations on Your LoanFirst Approval
Congratulations on Your Recent Purchase
Congratulations on Your Refinance Approval
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Daylight Savings Time Ends
Divorce Attorney Solicitation Email
Do You Have A Home Equity Line Of Credit?
Email #1 – Credit Repair Campaign: We Are Here to Help
Email #1 – Previous Customer Referral Campaign–Congrats
Email #1: First Time Buyer Campaign: Thinking of Buying
Email #1: Realtor Campaign: Helping Realtors Close More Transactions
Email #1: Recruiting Campaign: Outstanding Loan Officer Support
Email #10 – Credit Score
Email #10: Peace of Mind
Email #2 – Newsletter
Email #2 – Step One: Verify
Email #2 -The Most Important First Step of the Home Buying Process
Email #2: FSBO Support
Email #2: The Key is Referrals
Email #3 – Dealing With Debt: Part One
Email #3 – Prepayment
Email #3 – Rents Are Going Up
Email #3: Are You Delivering Maximum Value To Realtors?
Email #3: Open House Support
Email #4 – Dealing With Debt: Part Two
Email #4 – The Government Will Help You Make Your Payments
Email #4 -Tax Valuation
Email #4: Excellent Service
Email #4: Get Your Prospects Off The Fence With LoanFirst
Email #5 – Home Improvements
Email #5 – Some Additional Credit Rules
Email #5: A Sales Force of Experts
Email #5: The Other Side of the Equation
Email #5: The Secret To Beating Inflationary Rent Increases
Email #6 – Home Improvement Value
Email #6 – Putting it all Together
Email #6 – Why Purchase Now?
Email #6: Compensation: Flexibility and Volume
Email #6: Qualify More Prospects
Email #7 – Tax Savings
Email #7: Focus Upon First-Time Buyer Seminars
Email #7: Questions First Time Buyers Ask: Special Report
Email #7: Top Notch Benefits Package
Email #8 – Second Home
Email #8: Can You Qualify For The American Dream?
Email #8: Learning How To Increase Your Income
Email #8: Putting Our Employees First
Email #9 – Home Equity Loans
Email #9: Dedicated to Your Success
Email #9: Want a Housing Bargain? Use a Realtor®
Email to Listing Agent
Evaluate Your Marketing Efforts
FHA Premiums on the Rise
FHA Streamline Refinance With Lower MIP Costs
First Time Buyer – Requesting a Meeting
First Time Buyer Pre-Approval Letter
First Time Buyer: Inflation Protection
First Time Buyer: Rent Increase
First Time Buyer: Tax Benefits
Follow-up On Your Mortgage Application
Follow-up On Your Refinance Application
Follow-up Regarding Your Refinance
Free Real Estate Report
Frequently Asked Questions Regarding the Home Buying Process
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Great News Regarding FHA Mortgages
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Homeowners with FHA and VA Mortgages…
I’ve Found A New Home…
Important Homeownership Document Needed For Tax Preparation
Insurance Agent Referral to Their Customers
Introductory VA Letter
Investor Purchase Email
IRS Tax Tips For Sellers
Is Now The Right Time To Refinance?
Is Now The Time to Exit Your Adjustable?
Is Your Lender Getting Your Deals Closed on Time?
Items Needed For Loan Application-Full Documentation
Keeping in Touch
Listing Agent Campaign #1 More Listings
Listing Agent Campaign #10 The Survey
Listing Agent Campaign #2 Keep in Touch
Listing Agent Campaign #3 Warranty
Listing Agent Campaign #4 Education
Listing Agent Campaign #5 FSBO Approach
Listing Agent Campaign #6 FSBO Strategy
Listing Agent Campaign #7 FSBO Partnerships
Listing Agent Campaign #8 Pre-approvals
Listing Agent Campaign #9 Association
Loan Officer Introduction Letter to Client
Looking for a Few Good People
Lower Rates Add an Opportunity to Help Others
Lower Rates Can Help Solve Your Holiday Bill Worries
Marketing Goals
Merry Christmas
Mortgage Application Documentation For Home Purchase
Move Up Buyer FSBO Support
New Government Refinance Program For Those With Little or No Equity
Partner Email CPA
Partner Email Financial Planner
Partner Email Human Resource Professional
Partner Email Other Loan Officers
Partner Email Related Business Owners
Partner Email Settlement Agent
Partner Email Commerical Lender
Partner Email CPA
Partner Email Insurance Agent
Partnering Is The Future
Preferred Rate Sheet
President Announces Lower FHA Premiums
Public Speaking For Real Estate and Mortgage Professionals
Quality Marketing
Questions and Answers About Federal TIL’s
Rates Are Down Again
Rates Have Fallen
Rates Hit Record Lows–Again!
Real Estate Report Announcement
Real Estate Sales Manager
Referral Email
Referral of Insurance Agent by Loan Officer
Reverse Mortgage Letter
Season’s Greetings
Special Event: Understanding Rates and the Secondary Markets
Special Event: Finding and Serving First Time Buyers
Special Event: Maximum Sphere Marketing
Special Event: Overcoming Call Reluctance
Special Event: Social Media Strategies for Blazing Success
Special Event: The Real Economic Benefits of Owning
Synergy Partner — Accountant
Tax Day is Approaching
Tax Notification
Test: First Time Homebuyer Email.
Thank You For The Referral
Thank You For Your Application
Thank You!
The Client You Referred is Approved
The Cost of Waiting
The Most Important Purchase Advice — Ever
This Is An Example of a Custom Email
Tips For a Smooth Loan Approval
Top Producer Campaign #1-The Top Wish of Leading Producers
Top Producer Campaign #10-Schedule It
Top Producer Campaign #3-Goals
Top Producer Campaign #4-Have A Plan
Top Producer Campaign #5-Interrupt
Top Producer Campaign #6-One Task
Top Producer Campaign #7-Organize
Top Producer Campaign #8-Assistant
Top Producer Campaign #9-Tomorrow
Top Producer Campain #2-Priorities
Understanding the Lock Game
Urgent Rate and Tax Alert
Using Your Mortgage To Retire Early
VA Helps Veterans Become Homeowners
VA Makes It Easy For Service Members and Veterans to Refinance
We Are Open to Serve You Through COVID-19
We Do USDA Home Loans
We Have Moved
We Have the Programs to Get Deals Done
What Is the Next Step?
Yes You Can
Your Home Is Your Most Important Investment
Your Mortgage Checkup
Want to Help Your Children?
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Thank You
The Financial Pages
3 Ways to Track Yearly Progress Toward Retirement
Avoid These Common Tax Mistakes
Behaviors of the “Financially Strapped”
Cancellation of Mortgage Debt
Canny Ways to Use Reverse Mortgage Money
Considering Purchasing a Commercial Property?
Credit Score Killers
Delaying Retirement Can Be a Great Financial Strategy
Does It Hurt Your Credit Score To Look At Your Credit Score?
Equity Use
Federal Reserve
Financial Mistakes College Graduates Make
Financial Resolutions For The New Year
Get What You Want From Customer Service
How Heirs Should Handle a Reverse Mortgage After Death
Increase My Score Now
IRS Tax Tip – Avoid These Common Tax Mistakes
IRS Tax Tip – Looking For a New Job?
IRS Tax Tip – Ten Tips to Help You Choose a Tax Preparer
Mortgage Debt Forgiveness: 10 Key Points
Parents and Students: Check Out College Tax Benefits
Planning to Buy a Home in the Next Five Years?
Reducing the Cost of Your Homeowners Insurance
Renters Need Insurance Too
Reverse Mortgages: Pros and Cons for Seniors
Save Thousands Per Year With Small Changes
Shopping For Health Insurance
Should I Rent My Home?
Should You Buy or Lease Your Next Car?
Talk About Money Before Saying “I Do”
Tax Deductions for Homeowners
Taxpayer Guide to Identity Theft
Ten Things to Know About Identity Theft and Your Taxes
The First Step of Tax Preparation is Gathering Records
Tips on Amending Tax Returns
Tips to Start Planning Next Year’s Tax Return
Top Credit Tips For Obtaining Your Home Loan
Top Tax Tips about Debt Cancellation
Weddings Affect Your Tax Situation
When To See a Financial Advisor
Your Home Can Fund Your Retirement
The Real Estate Pages
5 Ways to Sell a Home Faster, For More Money
7 Reasons To Buy a Home Now
Achieving Your Financial Goals Through Refinancing
Advantages of Purchasing a Newly Constructed Home as Compared to Resale
Affordability Part I
Affordability Part II
Aim For a Better Closing Experience
Another Look At Mortgage Insurance
Are You HomeReady?™
Are You Paying Too Much In Property Taxes?
Biggest Mistakes Homebuyers Make
Building Home Equity With the 20-Year Alternative
Can’t Purchase Now? Rent to Own!
Canny Ways to Use Reverse Mortgage Money
Changes In Loan Ownership
Considering Purchasing a Commercial Property?
Credit Score Killers
Credit Tips For Obtaining Your Home Loan
Dealing With a Home As Part of a Divorce
Does It Hurt Your Credit Score To Look At Your Credit Score?
Don’t Get Shut Out of Refinancing While Rates Are Still Low
FHA Offers Alternatives For Average Americans
Getting Married? Time to Pop the Second Big Question
Home Equity Line of Credit Part I
Home Equity Line of Credit Part II
Home Equity Line of Credit Part III
Home Improvements – The Right Approach
Home Staging Basics
Homeownership: More Than Money
How Heirs Should Handle a Reverse Mortgage After Death
How To Be The Most Attractive Homebuyer
How To Buy a Foreclosure
I Am Listing My Home – Do You Have Advice?
Increase My Credit Score Now
Lower My Debt Payments Now
Mistakes To Avoid When Financing Your Home
More Financing Choices for Today’s Buyer
Mortgage Debt Forgiveness: 10 Key Points
Mortgage interest deduction: Everything you need to know
Mortgage Planning Part I
Mortgage Planning Part II
Mortgages and the Self-Employed
Moving Expense Deduction
Must-Know Tips about the Home Office Deduction
Never Ask What Is Your Rate
Obtaining The Best Appraisal In Any Market
Organizing Your Move
Parents: Do You Want To Help Your Children?
Paring Your Debt Payments
Planning a Military Relocation
Planning for a Successful Relocation
Planning to Buy a Home in the Next Five Years?
Pre-qualification or Pre-approval? The Choice
Profit From Using A Second Mortgage
Purchasing A Home Using Someone Else’s Money
Purchasing Commercial Property
Reverse Mortgages: Pros and Cons for Seniors
Saving Money On Your Homeowner’s Insurance…
Sell Your Home In Any Market
Selling Need Not Be a Divorce Issue
Should I Buy This House?
Should I Get a Reverse Mortgage?
Should I Pay Off My Mortgage?
Should I Rent My Home?
Should You Consider an Adjustable Rate Mortgage?
Six Ways to Ensure a Remodeling Project Pays Off
So You Want To Purchase a Foreclosure?
Solutions For Those Who Don’t Have Enough Cash To Purchase a Home
Tax Benefits of Owning
Tax Deductions For Homeowners
Temporary Buydowns Can Help Sell a Home
Temporary Buydowns Can Help Sell a Home–Part I
Ten Key Facts About Home Sales
The Federal Reserve
The Government Will Help You Buy a Home
The Government Will Help You Purchase a Home
The Home Affordable Refi Program Initiative
The Importance of TRID
The Keys To Qualifying For a Mortgage
The Perfect Mortgage Application From Forbes
The Real Cost of Free
The Real Estate Update
The Reverse Mortgage Solution
The Top Ten Things Every Renter Needs To Know
Time To Refinance? Here Are The Reasons…
To Pay A Point?
Using Home Equity
VA Helps Veterans Become Homeowners
Vacation Home Rentals
Vacation Homes -The Real Estate Trend of the Decade
Want To Purchase? FHA Requires Less Cash…
What Happens When a Homeowner Dies Before the Mortgage Is Paid?
What is Mortgage Insurance and Why Would a Homeowner Have to Pay the Cost?
What Millennials Want in a Home
What to Do if Your Mortgage Forbearance is Ending
What To Do With Hard To Sell Homes
What You Need to Know Before Buying a Fixer-Upper
When Is It Time To Refinance?
When To See a Financial Advisor
Why Is My Rate Higher?
Why Purchase an Investment Property?
Winning the Real Estate Game With a LoanFirst™
Yes, You Can Buy A Home
Your First Home? The Right Realtor Is the Key
Your Home Can Fund Retirement
Your Real Estate Purchase: Cash and Carry?
Temporary Buydowns Can Help Sell a Home–Part II
The Real Estate Trends
The Sales Update
…It Is Not What You Think
A Real “Not So Secret” Of Success…A Sense Of Urgency
Are You An Employee, Or… The CEO Of Your Company?
Basic Guides For Cold Calling
Be More Effective Over The Phone
Becoming An Expert Is Not Quite Enough
Becoming an Expert is The Key to a Successful Business Model
Capture More Leads With Call Capture
Commitment
Communication
Confidence: Part One
Confidence: Part Two
Define and Grow Your Sphere-Part One
Define and Grow Your Sphere-Part Two
Does Your Business Model Define Success?
Don’t Give Up On That Prospect
Essential For Your Long Term Success
Getting Out There Not Enough? Part I
Getting Out There Not Enough? Part II
Guidelines For Handling Objections
Hiring an Assistant–A Move That Can Make a Difference (Part I)
Hiring An Assistant: Synergy Part II
How To Overcome Market Downturns
Implementing A Smooth Manager Transition Part II
Increase Your Income With Role Playing Techniques
Inspiration For Anyone…John Wooden and Success
Low Cost Marketing Solutions
Making The Transition From Sales To Manager Part I
Negotiation Skills For Winners
Networking Done Right
Nine Elements of Effective Employee Praise
Pick Up The Phone and Call!
Presenting A Lead To A Partner
Prioritization Is The Key To The Marketing Plan
Prioritization Is The Key To The Marketing Plan
Public Speaking Can Be The Key – Part II
Public Speaking Is The Best Marketing Tool – Part I
RX For An Attitude Checkup
Secret of Success We Are Trained To Ignore: “Fire’ Em”
Setting Up Great Homebuyer Presentations-Part I
Setting Up Great Homebuyer Presentations-Part II
Seven Rules of Maximum Synergy Marketing
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Testimonials
The Basic Elements of Success
The Basic Laws of Marketing
The Biggest Obstacle to Sales Success: Call Reluctance Part I
The Biggest Obstacle to Sales Success: Call Reluctance Part III
The Biggest Obstacle to Sales Success: Call Reluctance Part II
The Decade of Social Networking I
The Decade of Social Networking II
The Essential Call For More Referrals
The Key To Converting Prospects Over The Phone
The Mirror: The #1 Sales Tool
The Most Important Close
The Real Secret To Success
The Seven Rules of Maximum Synergy Marketing
The Truth About Niches
This Environment Gives Everyone an Opportunity: Dealing With The Doldrums
Time For a Long Term Strategy
Time Management I
Time Management Part II
TIme Management Tip — A Sense of Urgency
Time Management Tip: Align Goals With Priorities
Time Management: Getting More Accomplished
What Are The Types of Objections?
What Is In An Email?
Why Do Business With You?
Working with First-Time Buyers
You Can Change Your Results In Any Market…By Changing The Numbers-Part I
You Can Change Your Results In Any Market…By Changing The Numbers-Part II
You Can Change Your Results In Any Market…By Changing The Numbers-Part III
You Can Change Your Results In Any Market…By Changing The Numbers-Part IV
Your Business Model Must Contain the “Right Stuff”
Your Sales Training Is Wrong
What if I Pay More Every Month?
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Happy New Year!
Wishing you and your family a joyful, bright, healthy, prosperous
and happiest new year ahead!
