I would like to take this opportunity to thank you for your continued business. As your insurance advisor, I am always looking for ways to provide you with helpful information that could lead to the achievement of your long-term financial goals.

Over the years many of our customers have asked about whether they are ready for homeownership, including questions such as…. Is my credit good enough to qualify for a mortgage? Do I have enough money saved for a down payment? Will I be able to afford a mortgage payment?

Many of my clients have been surprised to find that it is actually easier to own a home than they had envisioned and the financial benefits are substantially greater than they realized—from tax benefits to long-term protection against inflation. For example, for the past several years the cost of rent has been rising significantly faster than inflation as homeownership has remained very affordable due to low rates and stable home prices. The benefits of being part of a stable community and the pride of being a homeowner are also very important advantages of making this significant decision.

There are many factors and questions that you’ll need to answer to determine if you are personally ready to own a home. It’s important to deal with a knowledgeable professional who can guide you through the process.

We’ve worked with _____________ of ___________________ in the past and are confident that _____ will be able to assist you with any questions you have about purchasing a home. John also is offering a free special report, on the benefits of home ownership. You can contact _____ at:

John Smith
________ Mortgage
jsmith@mortgages.com
888-888-8888
www.smithmortgage.org

Of course, I am also available to answer any of your questions regarding your changing needs for insurance as your financial and living situation changes