You are receiving this email because we previously helped you obtain an FHA mortgage to finance your home purchase.  In January 2015, the President announced a bold initiative to lower FHA Mortgage Insurance Premiums by one-half of one percent (0.5%).

This action will not only lower the cost of purchasing a home for many Americans, it will also enable those who purchased their homes with an FHA mortgage to lower these premiums through refinancing their home loans.  What makes this an unprecedented opportunity is the fact that rates have moved to their lowest levels in almost the past two years.  By themselves, the lower rate or the lower premium may not be significant enough to justify refinancing.  But the two factors together put present FHA borrowers in a position to realize significant savings.

In addition, you may qualify for a special FHA refinance program which does not require as much documentation as a regular FHA refinance.

I would advise you to act quickly in order to stay ahead of the onslaught of demand which will be generated.  I look forward to helping you and if you know anyone else who could benefit from the President’s announcement and lower rates, please call me.